iO Associates and Oxygen Fund Data: Building Flexible, Scalable Support for Growth
Posted on August 2025 By iO Associates

At iO Associates, we know that Fintech startups face a unique set of challenges, from navigating complex regulations to scaling operations at speed. Our partnership with Oxygen Fund Data is a great example of how the right talent and service model can unlock innovation, efficiency, and long-term growth.
The Challenge
When Oxygen Fund Data approached us, they were looking for a partner who could deliver high-quality operational support without locking them into rigid, expensive contracts. As a growing fintech, their needs varied month-to-month, so agility was key. Hear from Steve Elford, Managing Director at Oxygen Fund Data:
The team also had high expectations when it came to trust and quality. After 18 months of researching offshore solutions, they still hadn’t found a provider that offered the transparency, consistency, and value they needed, until they came across iO Associates.
The Solution
We worked closely with Oxygen Fund Data to design a flexible, cost-effective solution that could scale up or down in line with their operational demands.
One of the most important factors for the Oxygen team was consistency. We ensured they worked with the same dedicated team every month, eliminating the time lost in retraining and re-onboarding. This freed them to focus on innovation, market expansion, and sales growth.
Face-to-face time was also key in building trust. The Oxygen Fund Data team visited us in Bristol and travelled to our partners in Chandigarh, India. “We could see that the cultures were the same between UK and India and it really gave us the confidence to work with iO,” Steve recalls.
The Result
By partnering with iO Associates, Oxygen Fund Data gained the flexibility to adjust support levels as needed, while maintaining cost control and quality. This has enabled them to:
- Develop new technologies
- Expand their market reach
- Focus on their core business goals
Why Work with iO Associates?
Our work with Oxygen Fund Data demonstrates that building a strong operational foundation doesn’t mean sacrificing flexibility. We provide:
- Cost-effective, adaptable solutions
- Long-term team consistency
- A commitment to trust and transparency
Whether you’re a startup looking to establish your operations or a growing business aiming to scale sustainably, iO Associates can help you build the right team, in the right way, for the future.
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